The extreme conservatism of Utah has created an interesting situation when it comes to financial aid.? While the state does have some grants out there for its local residents, it?s more open to academic scholarships as opposed to need-based awards.? There are some, but nowhere near as many as, say, its neighbor Colorado. Take advantage of the information about education online and you should also take this opportunity to look into accredited online colleges to know your options.
In fact, its main grant is financed by the federal government.? The Leveraged Educational Assistance Program (LEAP) program is financed out of Washington to various colleges in the state.? In turn, this means that not all, but most, of the academic universities have it.? So check with your school first.? If it has it, the LEAP award can be as high as $2500 per year, although $450 was the annual average for 2010.
Utah also has the Centennial Opportunity Program for Education (UCOPE).? Handed out on a first-come, first-served basis, it requires the standard filling out of a FAFSA, academic transcripts, and being accepted to an in-state school.? It can go up to as much as $5,000 a year, but the average is more like $550.
A more specialized grant is the Utah Educationally Disadvantaged Program.? It targets the blind, hearing impaired or similarly physically handicapped who still deserve advanced education.? Besides filing out their FAFSA, applicants must also provide academic transcripts and maintain what is deemed progress in their education to get renewals.? If qualified, the recipient can get his or her entire tuition waived.? At the same time, the state senate is talking about killing this plan. Reading about accredited degree will prepare you and ease the transition into college.
One area that Utah is a lot more generous in is its TH Bell Teaching Incentive Loan.? A loan forgiveness program, it will accept any undergraduate who decides to pursue a degree tract that ends up with a teacher?s certificate.? The state will cover the entire tuition as long as the student does two things: maintains acceptable grades and actually gets that certificate and then teaches in an under-served, generally a poor urban or rural educational district for a predetermined number of years.? Manage to get through everything, and the loan is completely forgiven!
From the way Utah has set up its grants, one should definitely look into federal programs for financial assistance.? There are more than just the Pell Grant and SEOG out there.? For example, there is the Horatio Alger Utah Program.? To qualify, a student needs a minimum 2.0 grade average, letters of recommendation, and proof of financial need.? The most critical element is the completion of an essay explaining how you overcame some obstacle in your life.? If accepted, the award can be as high as $5,000.
Another thing a student should do is some research.? One should approach his or her college?s financial aid officer to see what these professionals might know.? Also, a student should never ignore smaller, private organizations, ranging anywhere from a church to private societies like the American Legion. Staying up to date with the latest facts about online degree will be valuable and can uncover more options for assistance.
Therefore, the best idea is to get on the web and do research for more sources of income.? Meeting with a college financial aid officer will also go far in keeping loans to a minimum.
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