Travel Guard Insurance
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Travel insurance is insurance coverage that?s intended to cover medical expenses, economic default of travel suppliers, along with other losses incurred while traveling, either inside one?s personal country, or internationally. Temporary travel insurance can commonly be arranged in the time in the booking of a trip to cover specifically the duration of that trip, or perhaps a ?multi-trip? policy can cover an unlimited quantity of trips within a set time frame. Coverage varies, and may be purchased to include greater risk items for example ?winter sports?.
Travelers home insurance
The most typical risks which can be covered by travel insurance are:
- ?Medical/dental expenditures
- ?Emergency evacuation/Medical Air Evacuation/repatriation of remains
- Return of a minor youngster
- Trip cancellation/interruption
- Accidental death, injury or disablement benefit
- Overseas funeral expenses
- Delayed departure, missed connection
- ?Lost, stolen or damaged baggage, private effects or travel documents
- Delayed baggage (and emergency replacement of essential items)
- Flight Connection was missed because of airline schedule
- Travel Delays on account of weather
- ?Medical Emergency and hospital care (Accident or Sickness)
Travelers Insurance Company
Some travel policies will also supply cover for additional expenses, despite the fact that these vary widely in between providers.
Furthermore, frequently separate insurance is often purchased for distinct costs like:
- ?Car rental collision coverage
- ?Pre-existing conditions (e.g. asthma, diabetes)
- ? Sports with an element of risk (e.g. skiing, scuba diving)
- ?Travel to high threat nations (e.g. thanks to war, all-natural disasters or acts of terrorism)
- ?Additional AD&D coverage
- ?Kidnap and ransom insurance coverage
- ?3rd Party Supplier insolvency (e.g. the hotel or airline to which you made nonrefundable pre-payments has gone into administration)
Typical exclusions
- Pre-existing medical conditions
- ?War or terrorism ? but some plans may cover this threat, and some do cover for acts of terrorism
- ?Injury or illness caused by alcohol or drug use
Typically, the insurers cover pregnancy related expenses, if the travel occurs within the first trimester. After that, insurance coverage varies from insurer to insurer.
Travel insurance can also provide helpful services, generally 24 hours a day, 7 days a week that can consist of concierge services and emergency travel assistance.
Travel Insurance Services is a North American travel insurance coverage provider. It specializes in providing travel insurance, help and emergency travel service plans.
In 1982 John Noel developed the Travel Guard product when he was working at Sentry Insurance. Soon, John purchased the rights to Travel Guard and by 1985 Travel Guard was operating out with the basement of its founder?s home. The company acquired Marathon Travel Shops in 1987. Then, in 1991, the Travel Guard was acquired by French-based GMF, but Noel reacquired the company in 1993. In 2000, Noel, David Lafayette and Nathan Lafayette created Travel Guard-Canada to offer travel insurance and travel services to Canadians. In May 2006, New York based American International Companies, Inc. (AIG) acquired Travel Guard. Travel Guard remains based in Stevens Point, Wisconsin with a new CEO, Dean Sivley, to serve as the company?s Chief Executive Officer. In July 2009, Travel Guard moved to its new home in a business park located off I-39 in Stevens Point. The company currently operates as part of Chartis, AIG?s rebranded U.S. property-casualty subsidiary. AIG subsidiary, National Union Fire Insurance Company, underwrites Travel Guard policies.
Travel Guard is headquartered in Stevens Point, Wisconsin with worldwide help centers in Houston, TX; Fort Lauderdale, FL; Toronto, Canada; Madison, WI; Shoreham, United Kingdom; Kuala Lumpur, Malaysia and Buenos Aires, Argentina.
Travel Guard Canada
A sister company of Travel Guard, Travel Guard Canada is a provider of travel insurance coverage plans, covering Canadian travelers worldwide. Travel Guard Canada travel insurance plans offer coverage for emergency medical and health expenses, vacation and trip cancellation, travel interruption and delays, lost baggage and more.
Savvy Traveller Online Travel Resource
In 2008, Travel Guard Canada launched The Savvy Traveller to provide Canadians with a resource tool to supply travel tips, resources, news articles along with other travel information. In 2009, SavvyTraveller.com was awarded the bronze CPRS (Canadian Public Relations Society of Toronto) ACE Award for, ?Best Use of Communication Tools.?
Travel Guard United Kingdom
Travel Guard United Kingdom is a major provider of travel insurance plans, covering citizens of United Kingdom all over the world. Travel Guard United Kingdom provides expenditures for medical emergencies as well as other health issues, travel crisis like trip delay and any accidental damage etc.
Travel Guard Ireland (Chartis Europe Limited)
Travel Guard Ireland supply its Travel related services with name Chartis Europe Limited. Chartis Europe Limited is listed among top 100 companies of countries with man-power of above ten thousand. Chartis Europe Limited present all kind of travel insurance like single trip, annual travel insurance coverage etc.
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